Long-term care is expensive. In Texas, plan on spending about $145 per day. That’s the average cost in the state for a Semi-Private room, according to a survey published by the MetLife Mature Market Institute*. The projected yearly cost of $52,925 is based on an estimate of 365 days. (A private room has an average cost of $191 per day, or $69,715 a year.).
Fortunately, there are many ways you can pay for nursing home care. For example, you can use your own money, you may be able to get help from your state in the form of Medicaid, or you may benefit from long-term care insurance.
Each year, the state inspects every Texas nursing home and prepares an inspection report. This report cites deficiencies found by state surveyors during inspections of the facilities. If Medicaid or Medicare are paying for the nursing home care make sure the facility is a certified Medicare and or Medicaid provider…or both.
DID YOU KNOW know that Medicare only covers skilled nursing facility (SNF) care in a Medicare-certified skilled nursing facility for a limited time and ONLY after a 3-day qualifying hospital stay? Most people who enter nursing homes begin by paying for their care out of their own pocket.
Additional Nursing Home Resources ~